Finding an account for your needs
Personal accounts, accounts for self-employed activity and corporate accounts require different preparation. We start with your citizenship, country of residence, source of funds, currencies and expected transactions. We then confirm which banks and destinations within the stated service scope we can support for your case.
We do not promise an account with just a passport, service in every country or unrestricted transfers. We check the specific bank’s requirements and product availability before applying. The language of this page does not determine eligibility.
What the service covers
- Reviewing your needs and applicant profile.
- Checking the selected bank’s initial requirements.
- Preparing a document checklist and helping with the application form.
- Coordinating appointments and responses to additional requests.
- Reviewing the next steps after the bank’s decision.
Documents to prepare
For the initial discussion, describe your passport, residence and tax-residence position, employment or business, source of funds and intended payments. Documents are sent to the bank only after agreeing the list and transmission channel. This is a starting checklist, not a universal banking rule; final requirements are confirmed with the selected bank.
Basic payment accounts in the EU
Your Europe explains that consumers legally resident in the EU can request a basic payment account in another EU country; residence elsewhere in the EU alone is not grounds for refusal. This does not cover every product, such as savings accounts. Anti-money-laundering rules still apply. Some countries also consider an existing similar account or require a genuine interest in opening an account abroad. This is legal context, not an extension of our advertised country coverage.
Reporting and tax questions
Account opening, reporting duties and taxation are separate matters. We do not determine your obligations solely from citizenship or the country where the bank is located.
Before choosing an account, identify the countries relevant to your residence and tax position and obtain the applicable reporting requirements. We flag questions requiring a qualified adviser in the relevant jurisdiction; account-opening support does not include a universal tax opinion. A threshold or exemption published for one country must not be applied automatically to another.
Price and timing
Account-opening support starts at €350. Bank charges and other expenses are assessed separately. We agree the scope and price before starting. Document checks, further requests and the bank’s decision can affect the schedule; neither an opening date nor approval is guaranteed.